SoFi’s Stock Surge: Unpacking the Technicals and Catalysts Behind the Rally

SoFi Technologies, the fintech upstart that’s become a Wall Street favorite, is riding a wave of momentum that’s hard to ignore. As of July 10, 2025, its stock sits at $20.29, tantalizingly close to a recent peak, having surged 36% this year alone, per Forbes’ latest tally. Investors are buzzing: Is this the breakout moment for SoFi, or a fleeting rally destined to cool? To find out, we’ll peel back the layers—charts, catalysts, and risks—to see what’s really driving this fintech phenom.

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